Does Insurance Cover the Cost of Dental Implants?

Whenever you lose one or more of your teeth, you may need a replacement to maintain your beautiful smile. A healthy smile makes you look good and boosts your self-esteem. When you have missing teeth, the gaps left behind contribute to shrinkage of your jawbone. Dental implants are one of the options available for teeth replacement. They are said to be more efficient and reliable than conventional methods like bridges or dentures. The disadvantage, however, is that dental implants are more expensive, and some may find it difficult to afford. Therefore, it may be wise to look for insurance that covers dental implants. What is covered by your medical plan? Normally, dental implants are not covered by dental insurance. Coverage may be possible however, depending on your medical plan and cause of tooth loss. You may need to discuss the details of your coverage with your insurance provider and dentist. There are many insurance policies that cover some of the cost of getting an implant. Dental implant procedures are usually considered a cosmetic procedure by medical insurance providers.  Therefore, when searching for a provider, look for one that covers cosmetic procedures. Dental implants are expensive, and not many insurance companies want to cover such costly procedures. This makes finding insurance for dental implants difficult.  Even though they’re widely used today, dental implants are still considered a cosmetic dentistry.  Most insurance policies do not cover cosmetic procedures; therefore, you may have to shop around to find a plan that will cover a significant amount of the cost of dental implants. Insurance pays part of the cost Most insurance companies will pay part of the total expenses of a dental implant procedure, which helps make it affordable for you.  These will normally offer between 10- 60 % of the total cost of a dental implant procedure. Make sure you read the small print carefully to determine that you are getting exactly what you are looking for. Most insurance providers will offer to cover the cost of maintenance of your implants, including basic care, but will not cover the initial cost of getting the implants. Others will be more than ready to cover the cost of conventional teeth replacement methods like dentures and bridges, but not dental implants. If you are considering getting dental implants, Dr. Peter Hazim is well experienced and offers affordable treatment plans. Please call us at (972) 727-5599. We are conveniently located at 105 N. Alma Drive, Suite 100 in Allen, Texas.

Dr. Hazim is a member of the American Dental Association and the Texas Dental Association. A graduate of Loyola University, Dr. Hazim has undergone continuing education at the Pankey Institute and has received accreditation from the Western Regional Examining Board.

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